Real estate expertise
Comprehensive solutions for property transactions and management
The real estate sector covers a wide range of activities, from purchasing and selling properties to managing rental investments, evaluating luxury estates, and handling financing or taxation.
Financing your real estate project
Solutions you need to know to make a real estate purchase a real estate solution
01
Traditional mortgage
A bank loan is the most common solution. It can be fixed or variable rate, with a term adapted to your repayment capacity, offering flexibility depending on your financial profile.
02
Subsidized loan
Certain types of assistance, such as the zero-interest loan (PTZ) or the Action Logement loan, can supplement financing, subject to conditions of income and the type of property.
03
Personal contribution
A personal contribution (savings, inheritance, sale of a property) strengthens your application and reduces the amount borrowed, and therefore the interest payable.
The key steps to a successful real estate purchase
Buying real estate is a challenging project, both financially and personally. Whether it’s a primary residence or an investment, each step must be approached methodically. From setting a budget to closing at the notary’s office, careful preparation helps you avoid costly mistakes and make an informed choice. Anticipating the process, understanding the market, and seeking support when needed are all keys to making your project a reality under the best possible conditions. If you are looking for the best opportunities, Limousin Property Agents offers properties located in Limousin (the departments of Creuse, Corrèze, and Haute-Vienne) and Dordogne, two regions renowned for their natural heritage, tranquility, and quality of life.
- Define your budget precisely
- View several properties
- Learn about the neighborhood
- Negotiate the price
Exceptional settings for privileged lifestyles
Synonymous with elegance and exclusivity, luxury real estate embodies an art of living where comfort, exceptional locations, and high-end finishes combine to meet the most demanding expectations.
Beachfront properties
Villas with panoramic views, private beach access, and nearby ports or marinas.
High-end city center apartments
Penthouses, lofts, or apartments with prestigious amenities in highly sought-after neighborhoods.
Luxury mountain chalets
Located in prestigious resorts with spas, breathtaking views, and exclusive amenities.
Essential renovations to enhance the value of your home
Home renovations follow an organized process, from needs assessment to completion, to ensure a lasting result that meets the expectations of the occupants.
Energy renovations
Insulation, window replacement, installation of a heat pump or efficient boiler to reduce consumption.
Bathroom renovations
Modernization of fixtures, optimization of space, choice of sustainable materials and design combined.
Interior renovations
Painting, flooring, replacement of light fixtures to give a fresh look and enhance the value of the property.
Maximize the value of your property
Successfully selling a property: tips and best practices
Selling a property requires careful preparation and a thorough understanding of the local market. It’s important to set a realistic price, based on an accurate appraisal, to attract serious buyers while accurately showcasing the property. Paying attention to presentation, particularly through high-quality photos and a clean and tidy home, facilitates decision-making. Furthermore, having a firm grasp of the administrative and legal aspects can prevent delays and complications during the transaction.
Understanding the main real estate taxes
Owning real estate involves taking into account several taxes that can impact the owner’s budget. Among these, property tax is an unavoidable annual expense, calculated based on the property’s registered value. The housing tax, although gradually being phased out for primary residences, remains applicable in certain cases, particularly for second homes.
When reselling a property, capital gains may also be subject to taxation, with exemptions depending on the length of ownership.
Successfully managing and maintaining the profitability of your rental property
Successfully managing a rental property requires rigorous organization and a sound understanding of legal requirements. It’s essential to carefully select tenants and conduct thorough due diligence to limit the risk of non-payment. Optimizing profitability also requires regular property maintenance to maintain its value and avoid unexpected expenses. Furthermore, closely monitoring expenses and taxes allows you to adjust your investment strategy and increase your net return.
Essential diagnostics to secure a real estate transaction
Before any sale or rental, carrying out mandatory diagnostics allows the buyer or tenant to be accurately informed about the condition of the property, thus ensuring a transparent and secure transaction.
Energy performance certificate (DPE)
This certificate provides information on the home’s energy consumption and its environmental impact.
Asbestos
inspection
Mandatory for properties built before 1997, this certificate aims to detect the presence of asbestos.
Lead Inspection (CREP)
For homes built before 1949, this certificate looks for the presence of lead in paint, which can pose a risk of poisoning.